Paid Leave
Segal may offer paid leave in certain situations. Whenever possible, you must provide advance notice by notifying your manager and, where applicable, Segal’s leave administrator, The Hartford, and HR – Benefits. If advance notice is not practicable, notice must be provided as soon as the need for leave becomes known.
Sick time
Sick time is intended to support you when you’re unable to work due to a brief illness of less than five consecutive business days that does not qualify as disability under the short-term disability program. Segal allows for up to 11 sick days per calendar year, unless a greater amount is required by state or local law.
For foreseeable absences, advance notice should be given to your manager. For unforeseeable absences, you must notify your manager no later than 10 am on the day of the absence, or as soon as practicable. Segal may request reasonable documentation, such as a doctor’s note, when three or more consecutive days of paid sick time are used. Absences that aren’t approved or properly reported may be considered unexcused and may result in corrective action.
Short-term disability/salary continuation
Short‑term disability (STD)/salary continuation replaces your income if you are absent from work due to illness or injury for more than five consecutive business days. You are eligible for STD/salary continuation benefits if you are a regular full-time or part-time employee working at least 60% of your office’s standard work hours. Segal pays the full cost of coverage for employees except in jurisdictions with mandated plans where both the Company and employees contribute.
If you expect your absence to exceed five days, you must notify your manager and HR – Benefits, and apply for benefits with The Hartford, Segal’s STD insurer, and with your jurisdiction if it has a mandated plan. STD/salary continuation benefits start on your eighth calendar day of absence and may be payable for up to a maximum of 26 weeks. Your STD/salary continuation benefit depends on your years of service with Segal.
* The maximum amount differs in certain jurisdictions with mandated coverage and is subject to change annually.
Resources
Overview of Short-Term Disability/Salary Continuation Process
Ability Assist Disability Counseling Services
Understanding Leave of Absence Podcast
Contacts
The Hartford
mybenefits.thehartford.com
888-301-5615
Long-term disability
Long‑term disability (LTD) provides ongoing income replacement if you remain totally disabled for longer than 180 days. You must apply for benefits with The Hartford, Segal’s LTD insurer. You are eligible for LTD benefits if you are a regular full-time or part-time employee working at least 60% of your office’s standard work hours. For LTD purposes, totally disabled means:
- First 24 months of your total disability: You’re considered unable to work if you’re not able to perform the material duties of your occupation and, solely due to injury or sickness, you’re unable to earn more than 80% of your covered earnings.
- After 24 months of your total disability: You’re considered unable to work if you’re unable to perform the material duties of any occupation for which you may reasonably become qualified based on education, training or experience and, solely due to injury or sickness, you’re unable to earn more than 80% of your covered earnings.
Segal offers three types of LTD coverage:
- Basic LTD: Replaces 50% of your annual covered salary to a maximum covered salary of $60,000 (maximum monthly gross benefit of $2,500). Segal offers flex credits to offset the cost of Basic LTD for you. Your contributions will be made on a before-tax basis, which means any benefits you receive are taxable. Alternatively, you may elect to make after-tax contributions, which means any benefits you receive are not federally taxable.
- Additional low option: Replaces 50% of your annual covered salary above $60,000 to a maximum covered salary of $180,000. You pay for coverage on an after-tax basis, so any benefits you receive are not taxable.
- Additional high option: Replaces 60% of your annual covered salary up to a maximum covered salary of $200,000. You pay for coverage on an after-tax basis, so any benefits you receive are not taxable.
LTD benefits will be reduced by the amount of other income benefits payable due to the same disability. Other income benefits include other disability benefits, government and Segal retirement benefits, Social Security benefits and workers’ compensation benefits.
Resources
Contacts
The Hartford
mybenefits.thehartford.com
888-301-5615
Paid family leave
To help you balance work and family responsibilities, Segal provides paid family leave for qualifying family‑related events, including bonding with a new child (within the first 12 months) or caring for a family member with a serious health condition.
If you are a regular full-time or part-time (non-collectively bargained) employee working at least 60% of standard hours and have been with Segal for at least six months, you are eligible to apply for paid family leave:
- Full-time employees: Up to six weeks of paid family leave per rolling 12-month lookback period
- Part-time employees: Up to 18 days of paid family leave per rolling 12-month lookback period
You can receive up to 100% of your regular pay (combined with any state and/or local benefits) on Segal paid family leave. If state and/or local paid family leave is available to you, you must apply for such benefits to be eligible for Segal paid family leave.
To request paid family leave, you must notify your direct manager and HR – Benefits and apply for benefits with The Hartford as soon as practicable and at least 30 days in advance when the leave is foreseeable. Your job will be held in accordance with applicable law while you’re using paid family leave. Nothing in the policy expands job protection beyond what is required by law.
Segal paid family leave supplements state and/or local paid leaves, unless otherwise prohibited by applicable law. In other words, unless prohibited by applicable law, your Segal paid family leave benefit payments are offset by the amount you’re eligible to receive through the state or local paid leaves. This means that you receive a maximum of 100% of regular pay from a combination of state/local paid leave payments and Segal paid family leave benefits.
Resources
Paid Family Leave FAQ
Paid Family Leave State-By-State Benefits Guide
Paid Family Leave Training for Employees Video
Paid Family Leave Training for Managers Video
Understanding Leave of Absence Podcast
Contacts
The Hartford
mybenefits.thehartford.com
888-301-5615