Who Is Eligible

Segal’s U.S. Flexible Benefits Program allows you to design a comprehensive benefits plan to meet your and your family’s personal needs.*

Flexible Benefits Program
When eligibility begins and ends
401(k) profit sharing plan
Pension plan

Flexible Benefits Program

You are eligible to participate in Segal’s U.S. Flexible Benefits Program if you are a full-time or part-time employee regularly scheduled to work at least 60% of your office’s standard work hours. Special project workers (SPWs), interns and independent contractors are not eligible.

If you are eligible for benefits, you may also enroll your eligible dependents, subject to plan rules. For most plans, eligible dependents include:

  • Your legal spouse or spousal equivalent
  • Your eligible dependent children, as defined under the plans, until the end of the month in which they reach age 26
  • Your unmarried dependent children over the age of 19 who are unable to support themselves because of physical, mental or developmental disability

Dependent children generally include your own biological or adopted children, children placed with you for adoption or any other child for whom you have legal guardianship. Qualified dependent children of your eligible spousal equivalent also may be eligible for coverage.

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When eligibility begins and ends

You become eligible for coverage under Segal’s U.S. Flexible Benefits Program on the first day of the month that coincides with or follows your date of employment. If your employment begins on the first day of a month, your coverage begins on that date.

Your eligibility for medical, dental and vision benefits generally ends on the last day of the month in which any of the following occurs. Your eligibility for other benefits ends on the day any of the following occurs:

  • Your employment with Segal terminates.
  • You no longer meet the eligibility requirements under the Flexible Benefits Program.
  • You do not make contributions required for your coverage.
  • The applicable benefit plan or program is terminated.
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    401(k) profit sharing plan

    You are eligible to participate in the 401(k) profit sharing plan if you are a regular full-time or part-time U.S. employee. Special project workers (SPWs), interns and independent contractors are not eligible.

    Your eligibility for the 401(k) profit sharing plan generally ends on the date on which any of the following occurs:

    • Your employment with Segal terminates.
    • You no longer meet the eligibility requirements under the 401(k) profit sharing plan.
    • The 401(k) profit sharing plan is terminated.
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        Pension plan

        You are eligible to participate in the pension plan on the January 1 following six months of service if you are a regular full-time or part-time U.S. employee other than a San Francisco collectively bargained employee. Special project workers (SPWs), interns and independent contractors are not eligible.

        Your service credits for the pension plan generally end on the date on which any of the following occurs:

        • Your employment with Segal terminates.
        • You no longer meet the eligibility requirements under the pension plan.
        • The pension plan is terminated.
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            * If you are subject to a collective bargaining agreement (CBA), please refer to your CBA for specific eligibility and enrollment information.