Life and Accident Insurance
Life insurance helps provide financial protection for your loved ones in the event of your death, while accidental death and dismemberment (AD&D) insurance provides benefits if you are seriously injured or killed in a covered accident. Segal provides basic life and AD&D insurance coverage automatically to eligible employees at no cost. For additional protection, you may elect supplemental life, dependent life, and/or supplemental AD&D coverage. All life and AD&D insurance claims are paid in U.S. dollars.
Basic life insurance
Your basic group term life insurance coverage is equal to two times your annual salary, up to a $250,000 maximum.
Supplemental life insurance
You may elect to purchase supplemental life insurance coverage for yourself in $10,000 increments, up to the lesser of $250,000 or two times your annual earnings. Supplemental coverage is employee-paid and subject to evidence of insurability (EOI).
Dependent life insurance
If you elect supplemental life coverage for yourself, you may elect to purchase coverage for your spouse or spousal equivalent in $10,000 increments, up to a $50,000 maximum. In addition, you may purchase $10,000 of coverage for each dependent child under age 26. Dependent coverage is employee-paid and subject to evidence of insurability (EOI).
AD&D insurance
Your basic group AD&D insurance coverage is equal to two times your annual salary, up to a $250,000 maximum.
Supplemental AD&D insurance
You may elect to purchase supplemental AD&D insurance coverage for yourself in $10,000 increments, up to the lesser of $250,000 or two times your annual earnings. Supplemental coverage is employee-paid and subject to evidence of insurability (EOI).
Dependent AD&D insurance
If you elect supplemental AD&D coverage for yourself, you may elect to purchase coverage for your spouse or spousal equivalent in $10,000 increments, up to a $50,000 maximum. In addition, you may purchase $10,000 of coverage for each dependent child under age 26. Dependent coverage is employee-paid and subject to evidence of insurability (EOI).
Contacts
The Hartford
mybenefits.thehartford.com
888-301-5615
